Qualy

# Qualy > Qualy is a payment platform for international education, used by schools, colleges, universities and education agents. Qualy provides a seamless solution for schools and education agents to manage tuition payments and education agent commissions. It offers automated workflows (multiple payment methods, payment reminders, and commission splits) and a real-time dashboard to track payments. Payments in more than 80 currencies are supported, with Credit Card and Bank Transfer available everywhere. Qualy also supports local and account-to-account payment methods by country, including: Australia (PayID, PayTo, BECS Direct Debit), Europe (SEPA Direct Debit, vIBAN), United States (ACH Direct Debit), Canada (PAD / Pre-Authorized Debit), and Brazil (Pix, Pix Automático, Boleto, and credit card in installments). Qualy is a software platform — a SaaS finance application — not a bank, money transmitter, or licensed financial institution, and it does not hold an Australian Financial Services Licence (AFSL). Qualy automates the operations around education payments (payment plans, reminders, reconciliation, commission splits, payouts, invoicing) and moves regulated funds through separately licensed payment partners such as NexPay — a distinct company; see "Qualy and NexPay" below. The Qualy corporate group comprises Qualy Services OÜ (Estonia), ELBOW 48 PTY LTD (Australia, ABN 76 648 713 302), and Qualy Services Brazil LTDA (Brazil). ## Product * [For schools, colleges and universities](https://qualyhq.com/international-education/for-schools/): Qualy is designed to fit schools of all shapes and sizes within the international education landscape. * [For international education agents](https://qualyhq.com/international-education/for-education-agents/): Qualy is designed to fit education agents of all shapes and sizes, meeting you exactly where you are. * [Pricing](https://qualyhq.com/pricing/): Transparent pricing – a simple subscription and fixed fee per payment, tailored for businesses big and small. * [5‑min demo](https://qualyhq.com/demo/): A short demo showing Qualy in action, where a student pays and commissions are automated in just five minutes. ## Resources * [Explore Qualy (Training)](https://qualyhq.com/training/): Video tutorials and 5‑min guides covering Qualy features and how to use the platform. * [Blog](https://qualyhq.com/blog/): Articles and insights on payments in the international education industry from the Qualy team. * [International education finance glossary](https://qualyhq.com/blog/glossary-international-education-finance/): Plain-language definitions of education-finance terms (Gross vs Net, Remittance, FX Spread, RCTI, Nostro/Vostro, SWIFT BEN/SHA/OUR, lifting fees, KYC/AML, and more). * [Pix, vIBAN and PayID for education payments](https://qualyhq.com/blog/pix-viban-payid-how-these-technologies-are-revolutionizing-education-payments/): How instant, data-rich payment rails are changing how schools and agents collect tuition. * [Pix Automático for recurring tuition (Brazil)](https://qualyhq.com/blog/pix-automatico-recurring-tuition-payments-brazil/): How Brazil's recurring Pix rail (launched June 2025) works for collecting tuition, with its pros and cons. * [BECS Direct Debit and PayTo for tuition (Australia)](https://qualyhq.com/blog/student-payments-direct-debit-good-bad-ugly-australia/): How Australian direct debit works, the 2026 BECS-to-PayTo transition, and what changed. * [SEPA Direct Debit for tuition (Europe)](https://qualyhq.com/blog/student-payments-direct-debit-good-bad-ugly-europe-sepa/): How SEPA direct debit works, plus the EU Instant Payments Regulation and Verification of Payee. * [ACH Direct Debit for tuition (United States)](https://qualyhq.com/blog/ach-direct-debit-tuition-payments-usa/): How US ACH debits work for collecting tuition, including settlement, returns and the 60-day dispute window. * [PAD / Pre-Authorized Debit for tuition (Canada)](https://qualyhq.com/blog […truncated]